Merchant Cash Advance (MCA) Direct Investment Platform

Merchant Cash Advances (MCA) to small and medium-sized businesses against their future receivables/sales and their owner’s personal guarantee is a highly profitable investment space.

There are many funds and companies participating in this asset class since its inception circa 2006 and especially since its parabolic rise in market share across the US business lending market place since 2012.

Kanjorski Partners has direct relationships with the most successful private MCA companies who were the innovators of this type and structure of investment. We only deal with the funds and its managers that have a long, proven track record (back to 2006) in successful underwriting and risk management resulting in top quality credit portfolios of merchant cash advance assets.

Kanjorski Partners has close relationships with a select few industry-leading funds that are direct lenders and that offer direct investment into their funds to our clients and partners.

Non-Performing Consumer Credit Card Portfolio

Kanjorksi Partners sourced, analyzed, priced and won the auction of a defaulted portfolio of prime-issued consumer credit card assets for its client. Additionally, Kanjorski Partners arranged the senior debt facility and the equity investors for the transaction between its client and a major US financial institution who was the seller of the defaulted receivable assets.

Kanjorski Partners is also overseeing the on-going decision analytics and management of the liquidation of the assets acquired by its client.

Business Intelligence and Analytics Dashboards

Kanjorski Partners has created an integrated, central data repository and reporting platform for a family office that has acquired and continues to acquire financial service companies specializing in consumer lending and the credit and collections industry.

The centralized data base and analytics dashboards created have integrated and helped leverage the data of each company across the entire organization. The executives and senior management team is now better able to understand the operations of each entity and also more closely monitor their growth targets and strategies from one central point with more frequent updates and insight.

Predictive Analytics and Work Flow Consulting

Kanjorski Partners contracted with a prominent accounts receivable management company to provide predictive analytics and business intelligence services. Our proprietary analytics platform and systems helped our client better pinpoint specifically which defaulted accounts will liquidate (begin to pay again after defaulting).

Our analytics of their multiple lines of business and account-level scoring enabled them to enhance their current operations and more precisely target their inventory thus recovering more for their clients as well as operating more profitably.

This particular client is a long-time vendor and service provider of account receivable management services for numerous Fortune 100 and Fortune 500 US auto manufacturing, banking and finance companies.

Semi-Performing Auto Deficiency Receivable Portfolio

Kanjorksi Partners identified, analyzed, priced and won the auction of a semi-performing portfolio of subprime-issued auto accounts for its client. Additionally, Kanjorski Partners arranged the equity investors for the transaction between its client and a major US auto finance company who was the seller of the deficiency (balance owed after auto repossession) portfolio of receivable assets.

Kanjorski Partners is also overseeing the on-going decision analytics and management of the liquidation of the assets acquired by its client.